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MARINE FINANCING
For marine financing, we address challenges like seasonal use with customized plans and flexible payment options, making Farley’s Financial a trusted choice for boat buyers.
Where Do I Start?
Enjoy transparency, accommodation, and flexibility on your terms!
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Gather Necessary Documentation
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Proof of identity (driver’s license or government ID).
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Proof of income (pay stubs, tax returns, or bank statements).
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Proof of residence (utility bills or lease agreements).
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Details about the marine vehicle (make, model, year, mileage, and VIN) if you’ve already chosen one.
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2. Apply for a Loan
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Call us at (780) 910 - 0910 or email us at Nikky@farleysfinancial.com.
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We will perform a credit inquiry to assess your creditworthiness.
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Loan offer: If approved, we will send you a loan offer, detailing the loan amount, interest rate, term length, and monthly payment.
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3. Negotiate Terms
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Review the loan terms carefully to ensure we have met your budget and preferences.
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Negotiate on interest rates or additional fees if we have not met your expectations.
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4. Choose a Vehicle
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If the loan is pre-approved but tied to a vehicle, finalize your choice of car with a private seller.
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Provide us with the vehicle's details, such as purchase price and dealership information.
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5. Loan Approval and Disbursement
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Approval confirmation: We will officially approve the loan based on the final vehicle information.
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Fund transfer: The long funds will be disbursed directly to the seller (private party).
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6. Finalize the Purchase
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Complete the vehicle purchase process with the seller using our financing.
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Ensure all documents, including the loan agreement, sales contract, and title transfer, are accurate and signed.
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7. Make Regular Payments
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Follow the repayment terms set by us.
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Set up reminders to avoid missing due dates, which could negatively impact your credit.